Quantitative Risk Management (QRM) is the world’s leading risk consultancy. Since our founding in 1987, QRM’s vision has been to consistently provide financial institutions the expert advice, research, and analytics they need to maximize risk-adjusted returns. We are a trusted adviser to industry-leading organizations across the globe, with a track record of success that spans the spectrum of economic circumstances. We enable our clients to understand where they are today and, more importantly, to strategically identify the risk-adjusted opportunities of tomorrow.
With offices in Chicago, London, and Singapore, QRM advises an international client base of more than 150 financial institutions spread across six continents and operating in more than sixty countries.
Establishing the Foundation for Sound Decision Making
Sound decisions require contextual expertise, an understanding of the range of available actions, an exhaustive review of possible outcomes, and timely execution. QRM is built to ensure that our clients are well-equipped in these respects, providing them comprehensive risk practice consulting, real-time research and market data, and the models and technology necessary to synthesize a vast amount of information into simple, concrete decisions.
An Integrated Approach Requires an Integrated Partner
Through QRM’s consulting efforts, and the bilateral exchange of knowledge between us and our clients, we create a collaborative environment focused on building, sustaining, and evolving the organization’s decision support capabilities, ultimately delivering strategies that best match your risk/reward appetite.
QRM is an industry pioneer, paving the way forward through the design, development, testing, and occasionally the publication, of trading and pricing models. Our researchers also design, develop, apply, and defend customer behavior models for the financial products our clients offer, ensuring that their risk management and finance processes enable robust analysis under any market scenario. Additionally, QRM provides intraday market data snapshots to ensure that these processes are accurate and can be automated.
Management decisions need to be timely and must adapt as markets, market participants, and the industry evolve. Toward that end, QRM provides high-precision cloud technology that not only scales for speed, but also safeguards decisions with high-quality security and control while evolving, every quarter, in step with the markets and the industry. This approach uniquely facilitates collaboration, centralizes key information, and delivers a single foundation for measuring risk and calculating the best allocation of capital to realize optimal risk-adjusted returns in any market scenario.
Building Long-Term Partnerships One Step at a Time
Balance sheet management is complex, traversing multiple disciplines and functions within the organization. Managing a mortgage pipeline, while narrower in scope, has intricate complexities of its own. QRM assists clients by assessing their current state, internalizing near-term needs and long-term desires, and mapping an actionable path forward. Following this path, we partner with our clients to transform their operations into a set of cohesive, evolving best practices that foster collaboration between the experts within the organization and promote optimal balance sheet performance.
Providing Focused Expertise That Targets Specialized Industries
Decision support requires an understanding of the industry, the organization’s place in that industry, and the likely evolution of each. QRM’s experts help clients marry honed skills with industry concepts to arrive at precise, comprehensive, efficient, and timely analyses. Our services are targeted toward improving strategic decisions for a broad range of financial services companies that include commercial banks and thrifts, credit unions, building societies, mortgage lenders, REITs, asset management companies, and insurance companies.
Meeting All of Your Balance Sheet Management and Pipeline Management Needs
Select the organization type most like your own to view how we might meet your needs.
Organization Type
Risk and Return Attribution
Outcomes Analysis
Balance Sheet Measurement
Balance Sheet Management
Tracking Activities
Strategy Development and Assessment
Enterprise-Wide Forecasting
Stress Testing Design and Execution
Investment Analysis
Risk Appetite Reassessment
Incentive Structuring
Model Selection and Evolution
Risk and Return Attribution
Outcomes Analysis
Measuring the Pipeline and MSR Portfolio
Managing the Pipeline and MSR Portfolio
Forecasting and Strategy Development
Investment Analysis
Stress Testing Design and Execution
Model Selection and Evolution
Risk and Return Attribution
Outcomes Analysis
Balance Sheet Measurement
Balance Sheet Management
Tracking Activities
Strategy Development and Assessment
Enterprise-Wide Forecasting
Stress Testing Design and Execution
Investment Analysis
Risk Appetite Reassessment
Incentive Structuring
Model Selection and Evolution
Engage Us to Learn More
Interested in learning more about how QRM will assist your organization to achieve higher risk-adjusted returns with less effort? Contact us directly, register for a webinar, or meet us at an industry conference.
This document outlines our privacy guidelines, to which you agree by navigating this website. These privacy guidelines are updated regularly, requiring you to check back on this policy from time to time.
This website uses its own “cookies” to increase user-friendliness (cookies are data records that are sent from the web server to the user’s browser and stored there for later retrieval). We do not share this information with third parties, except with respect to analyzing visitation profiles and optimizing website results. No personal information is stored in our own cookies.
You are surfing a dynamically generated website that includes tracking technologies such as, and not limited to, cookies and/or web beacons. We use such technologies to gather anonymous website statistics about your visits to this and other websites. We may use these statistics to provide suggestions of relevance.
We may have the occasion to collect information, in regards to your computer, for our services. The information collected is strictly aggregate data about our visitors and how they used our resources on the website, collected in a statistical manner. Data gathered will not identify you personally. No identifying personal information will be shared at any time via cookies. If you have concerns regarding the tracking of information, please do not continue using our website.
Links to websites that belong to third parties may be found on our website. These websites have their own privacy policy, which you agree to when you link to the website. You should read these third party policies. We do not accept claims of liability or responsibility in any way for these policies or links, as we have no way to control the third party websites.
This website may use Google Analytics, a web analysis service of Google Inc. (“Google”). Google Analytics uses cookies to facilitate analysis of how users use the website. The information generated by the cookies about your use of this website is usually transferred to a Google server in the USA and stored there. However, if IP anonymization is activated on this website, Google will reduce your IP address within member states of the European Union, or in other countries party to the Agreement on the European Economic Area, beforehand. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity, and to provide the website operator with other services relating to website and Internet use. The IP address transmitted by your browser in the context of Google Analytics is not merged with other Google data.
You may refuse the use of cookies by selecting the appropriate settings on your browser; however, please note that the website is not intended to operate without cookies and we provide no assistance for such use.
By using our website, you agree to comply with and be bound by the following terms of use. Please review the following terms carefully. If you do not agree to these terms, you shall not use this website. The term “QRM” or “us” or “we” or “our” refers to Quantitative Risk Management, Inc., the owner of the website. The term “you” or “your” refers to the user or viewer of our website.
Changes to the Terms of Use
We may change these terms of use at any time. You can review the most current version of these terms by clicking the “Terms of Use” hypertext link located at the bottom of our website. You are responsible for checking these terms periodically for changes. If you continue to use qrm.com after we post changes to these terms of use, you will be signifying your acceptance of the new terms.
Acceptance of Agreement
You agree to the terms and conditions outlined in this terms of use agreement (“Agreement”) with respect to our website (the “Site”). This Agreement constitutes the entire and only agreement between QRM and you, and supersedes all prior or contemporaneous agreements, representations, warranties, and understandings with respect to the Site; the content, products, or services provided by or through the Site; and the subject matter of this Agreement.
Terms of Use Agreement
You may not, in any manner, copy, reproduce, republish, upload, transmit, replicate, distribute, or use for the creation of any derivative work, any portion of this Site or any content in or available through the Site, without QRM’s prior written consent. Notwithstanding the foregoing, QRM grants you revocable, non-exclusive, non-transferable, limited permission to access and display the web pages within this Site solely on your computer and solely for your personal, non-commercial use of this Site. This permission is conditioned on your not attempting to modify any of the content displayed on this Site, your keeping intact all copyright, trademark, and other proprietary notices, and your acceptance of any terms, conditions, and notices accompanying the content or otherwise set forth in this Site. Notwithstanding the foregoing, any software or other materials that have their own license terms, conditions, or notices, and are made available for downloading, access, or other use from this Site, will be governed by such terms, conditions, and notices. You agree that you will use such software or other materials only in accordance with such terms, conditions, and notices.
Your failure to comply with the terms, conditions, and notices on this Site will result in automatic termination of any rights granted to you, without prior notice, and you must immediately destroy all copies of downloaded materials in your possession or control. Except for the limited permission in the preceding paragraph, QRM does not grant you any express or implied rights or licenses under any patents, trademarks, copyrights, or other proprietary or intellectual property rights. You may not mirror any of the content from this Site on another Site or in any manner or other form of media.
Disclaimer of Warranties
THE MATERIALS CONTAINED ON OR AVAILABLE THROUGH THE SITE ARE INTENDED SOLELY AS A LEARNING AID AND DO NOT CONSTITUTE RISK MANAGEMENT, INVESTMENT, FINANCIAL, BUSINESS, OR OTHER ADVICE. THEY HAVE NOT BEEN WRITTEN FOR THE PURPOSE OF ASSISTING WITH ANY DECISION REGARDING THE ADVISABILITY OF ENTERING INTO OR REFRAINING FROM ENTERING INTO ANY TRANSACTION, OR FOR THE PURPOSE OF ASSISTING WITH THE MAKING OF ANY RISK MANAGEMENT, INVESTMENT, FINANCIAL, BUSINESS, OR OTHER DECISION. GIVEN THEIR LIMITED NON-COMMERICAL PURPOSE, THESE WEBSITE MATERIALS MAY NOT PRESENT ALL EXCEPTIONS, QUALIFICATIONS, OR OTHER RELEVANT INFORMATION THAT MAY AFFECT THEIR UTILTITY IN ANY PARTICULAR SITUATION. ACCORDINGLY, QRM ASSUMES NO RESPONSIBILITY FOR ANYONE’S RELIANCE ON ANY PORTION OF THESE WEBSITE MATERIALS AND STRONGLY ENCOURAGES YOU TO VERIFY ALL ITEMS BY REVIEWING ADDITIONAL AND ORIGINAL SOURCES BEFORE USING ANY WEBSITE INFORMATION.
YOUR USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE, INCLUDING THE INFORMATION, SERVICES, AND CONTENT IS PROVIDED ON AN “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS. QRM DISCLAIMS ALL EXPRESS OR IMPLIED CONDITIONS, REPRESENTATIONS, AND WARRANTIES OF ANY KIND, INCLUDING ANY IMPLIED WARRANTY OR CONDITION OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. QRM MAKES NO REPRESENTATIONS, WARRANTIES, CONDITIONS, OR GUARANTEES AS TO THE USEFULNESS, QUALITY, SUITABILITY, TRUTH, ACCURACY, OR COMPLETENESS OF THE INFORMATION PRESENTED ON OR AVAILABLE THROUGH THE SITE.
QRM MAKES NO WARRANTY OR REPRESENTATION THAT: (A) THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; OR (B) ANY ERRORS IN THE SITE WILL BE CORRECTED.
YOU ASSUME ALL RISK FOR ANY DAMAGE (1) TO YOUR COMPUTER SYSTEM OR LOSS OF DATA, INCLUDING BUT NOT LIMITED TO ANY DAMAGES RESULTING FROM COMPUTER VIRUSES ACQUIRED WHILE USING THE SITE OR OBTAINING ANY CONTENT FROM THE SITE; OR (2) ARISING FROM YOUR USE OR DISCLOSURE OF ANY PORTION OF THE SITE OR MATERIALS AVAILABLE ON OR THROUGH THE SITE.
Limited License; Permitted Uses
You are granted a non-exclusive, non-transferable, revocable license (a) to access and use the Site strictly in accordance with this Agreement; (b) to use the Site solely for your internal, personal, non-commercial purposes; and (c) to print out discrete information from the Site solely for internal, personal, non-commercial purposes and provided that you maintain all copyright and other policies contained therein. You may not in any manner disseminate, replicate, or reproduce any information contained on or available through the Site, except as expressly provided herein. QRM may revoke such license at any time and for any reason, without advance notice. Such license is automatically revoked in the event that you attempt to use any portion of the Site or information available through the Site contrary to the terms of this Agreement. In the event of any termination of your Site license, (a) you may no longer attempt to access the Site or use the Site or information available through, or previously obtained through, the Site, for any purpose; (b) you shall remain bound by the terms of this Agreement; (c) you may be liable to QRM for damages arising from your misuse of the Site; and (d) QRM shall retain all legal and equitable remedies otherwise available to QRM. No printout or electronic version of any part of the Site or its contents may be used by you in any litigation or arbitration matter whatsoever under any circumstances.
Dispute Resolution
You agree that any dispute with QRM arising from or related to your use of the Site shall be resolved pursuant to Illinois law and in a court located within Cook County, Illinois.